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  8 Strategies to Lower Your Mortgage Interest Rate 8 Strategies to Lower Your Mortgage Interest Rate Discover eight proven strategies to lower your mortgage interest rate and save thousands over the life of your loan. Learn how credit scores, refinancing, and down payments impact your mortgage rates. Why Lowering Your Mortgage Interest Rate MattersBuying a home is one of the biggest financial commitments most people make. A small reduction in yo.. Economy 2025. 3. 8.